Professional Mortgage Advisor in Cheltenham

My name is John Steel and I am an experienced mortgage and protection adviser based at Stoke Orchard between Cheltenham, Tewkesbury and Bishops Cleeve.


Whatever your circumstances I am in good position to understand your needs because I also have many years experience as a Chartered Accountant and Independent Financial Adviser, although I no longer provide accountancy or IFA services. 

I have been arranging mortgages and remortgages for 30 years and have a thorough understanding of the market.

I will work with you to provide an individual solution and I will keep you informed every step of the way.


As a professional and a lifetime member of the Institute of Chartered Accountants in England and Wales I always put the best interests of my clients first. I have whole of market access and if there is a solution out there I will find it, even for the most difficult of cases.


Whether you are a First Time Buyer, employee, Director or running your own business, or even if you are retired and looking for a later life solution, I am here to steer you safely through the mortgage minefield. Some later life products I administer myself, but lifetime mortgages are dealt with on a referral basis to trusted colleagues.


Business solutions include trade finance, commercial mortgages, buy to let mortgages, balance sheet finance, sales Ledger finance and asset finance, and even money to pay tax bills!.


In my spare time I like to train and compete as a masters track athlete.


I am always willing to help with advice on any mortgage or finance related issue (although I no longer give investment advice); just click on the Contact tab and send me your question in your own words. I will get back to you as quickly as possible by telephone or email.


Being based in a village near Cheltenham I am looking to support clients in Cheltenham and the surrounding area including Gloucester, Tewkesbury, Cirencester, Evesham, Worcester, Ledbury, Hereford, Malvern, Moreton-in-Marsh, Stow-on-the-Wold and Bourton-on-the Water, but distance really is no object and I regularly help clients in London and across the rest of the country including Scotland with the use of modern communications.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages, Bridging Finance, Business Finance and some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Professional Mortgage and Funding Advice for first time buyers, existing homeowners, businesses and those with complex mortgage requirements




We provide Mortgage & Protection Advice throughout Gloucestershire, Worcestershire and The Cotswolds including the following local areas…

Cheltenham • Worcester • Gloucester • Tewkesbury • Stow-on the Wold • Broadway • Cirencester • Hereford • Evesham • Pershore, but we work nationally servicing clients in all areas from London and the South Coast to Scotland in the North.