Cheltenham Specialist Advice for Problem Mortgages


We prefer to talk in terms of challenges and we like to think we can rise to the challenge in the majority of cases.

Issues that come to mind are situations arising from divorce, adverse credit and interest only mortgages with no means of repayment, and we have devoted a page to each of these issues.

You may have a problem that does not arise from one of these causes, but if there is a solution you can rest assured that we will find it for you.


We can find a solution to most mortgage -related problems if you ask us, but that solution may be more expensive if you have allowed your credit rating to slip.

Things that you find to be a problem may not be so difficult for someone who knows their way around the mortgage market, but you should always do your best to keep your financial affairs in good order because that will give us more choices, and more choices mean better interest rates.

We always recommend for example, that direct debits should be set up for all regular outgoings including a minimum monthly payment on your credit cards. In this way you can't be caught out with a late payment on your record which would dramatically increase your mortgage costs or even prevent you getting a mortgage altogether.

Whatever your problem, share it with us and we will recommend the most appropriate solution.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Professional Mortgage and Funding Advice for first time buyers, existing homeowners, businesses and those with complex mortgage requirements



"You have consistently gone over and above what you should have to make sure that this happened. I assume you don`t need to do that for all of your clients, because if you did I think you would be significantly more stressed than what you have ever seemed."    

Lee Griffiths - New Zealand


We provide Mortgage & Protection Advice throughout Gloucestershire, Worcestershire and The Cotswolds including the following local areas…

Cheltenham • Worcester • Gloucester • Tewkesbury • Stow-on the Wold • Broadway • Cirencester • Hereford • Evesham • Pershore, but we work nationally servicing clients in all areas from London and the South Coast to Scotland in the North.