Mortgage Advice for Complex Income Structures

LIFE IS NOT AS SIMPLE AS MANY MORTGAGE LENDERS WOULD LIKE IT TO BE

It suits the business model of many leading mortgage lenders to service only those customers whose affairs are straightforward, as in having a regular salary, 2.4 children and no adverse credit.

Unfortunately real life is not always like that, and a growing percentage of the population have turned to self-employment or set up their own businesses in order to make a living and provide for their families.

Many have taken on interest-only mortgages and let them run that way just a bit too long.

Even if you are not self-employed, redundancy, sickness, divorce or death in the family can all make life more difficult – and mortgages more difficult to obtain.

Some of these issues can be insured against (see Protection), but it is all too easy to find yourself in need of a mortgage with inadequate credentials.

On the other hand you may have built up a really successful business, but complex income arrangements and tax planning all make it more difficult to get the right mortgage.

Get in touch today to find out how we can help you

Get in touch

HOW STRICTLY MORTGAGES CAN HELP YOU

We specialise in assisting clients with complex financial and income arrangements to find the best and most appropriate mortgages for their needs. You may have a very good business or have excellent prospects, but if you don't match the narrow criteria set by many of the high Street lenders you will find it difficult to obtain the mortgage you require.

Through our extensive research and knowledge of the market we are able to place even the most difficult cases, and for many clients we have discovered that there is only one lender out there is geared up to accommodate their own specific circumstances.

Don't accept the first deal that is offered to you.

It always pays to take independent mortgage advice because a good broker will thoroughly investigate your circumstances and match you with the lender who will meet your needs at lowest cost. Getting these choices wrong can cost you thousands of pounds over a working lifetime.

Whatever your situation, send us an Enquiry outlining your circumstances and take advantage of a free initial mortgage review.


Professional Mortgage and Funding Advice for first time buyers, existing homeowners, businesses and those with complex mortgage requirements

 

"This man is a cut above the normal IFA. He is truly independent and when he says ”Whole of Market” he means it. Even when we had agreed a way forward that would greatly improve our position, he came up with an even better solution and not without cost to himself."

I Francis  Stonehouse

 

 

We provide Mortgage & Financial Advice throughout Gloucestershire, Worcestershire and The Cotswolds including the following areas…

Cheltenham • Worcester • Gloucester • Tewkesbury • Stow-on the Wold • Broadway • Cirencester • Hereford • Evesham • Pershore