Cheltenham Homeowner Mortgage Reviews
TYPICAL CONCERNS FOR THOSE WITH AN EXISTING MORTGAGE
If you have concerns about your existing mortgage, the chances are you are either coming towards the end of an interim deal or you need to raise some more money.
Most of us take advantage of short-term deals to get a discounted or fixed-rate for a couple of years, but what happens when you get to the end of that period?
Will you be better off staying with your existing lender or would you be better off taking a remortgage with a different lender?
How can you avoid exit penalties if you plan to move in the next year or two?
Will you incur penalties if you need to raise more money to build an extension or to support your business?
If you have more serious concerns, possibly related to divorce issues or an interest-only mortgage, they may be covered in the section on Problem Mortgages, or maybe you should just fire the question at us to get a considered response.
If, for example, you have an interest-only mortgage that is approaching maturity, or even if it has already passed the maturity date, there may be ways in which we can help you.
Get in touch today to find out how we can help you
WAYS IN WHICH STRICTLY MORTGAGES CAN HELP
Whatever situation you find yourself in , will review your personal circumstances based on our extensive experience and knowledge of the market, explain your options, and implement your preferred choice.
If you are coming towards the end of an interim deal, see the links on the left of this page to End of Deal Renegotiation and Re-mortgages.
If you need to raise more money, the links to Capital raising and Secured loans will be of interest to you.
If you have more serious concerns, talk to us because we can usually help.
The final issue related to an existing mortgage that can't be overlooked, is whether you have adequate insurance in place to protect the family in the event of long term illness or death, and whether it has been properly set up.
You may have life insurance, but 40% of the proceeds could go to the government instead of your family if it isn't set up in trust. If you have any concerns in this area you should check out the Protection page for further guidance.
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We provide Mortgage & Financial Advice throughout Gloucestershire, Worcestershire and The Cotswolds including the following areas…
Cheltenham • Worcester • Gloucester • Tewkesbury • Stow-on the Wold • Broadway • Cirencester • Hereford • Evesham • Pershore